DDH Cash Fund

The DDH Cash Fund’s objective is to allow investors to access the interest rate returns available from “at-call” deposit accounts and term deposits held. As an interest rate only product, there are no capital growth components to the return to investors.

The DDH Cash Fund aims to produce an interest rate return for investors of no less than 0.25% (after management fees) below the Reserve Bank of Australia Cash Rate.

Key features:

  • Competitive cash rate product with security of underlying bank deposit products rated at least BBB+
  • Vanilla style investment
  • Low risk/return profile
  • Regular reporting and monthly distributions
  • Low initial investment
  • Regular savings plan (as low as $100 / month)
  • Fund Facts

    Inception Date01/10/2006
    APIR CodeDDH0009AU
    StatusOpen
    Investment ManagerDDH Graham Limited
    Investment ObjectiveThis Fund aims to produce an interest rate return for investors of no less than 0.25% (after management fees) below the Reserve Bank of Australia Cash Rate.
    Investment StrategyThis Fund makes direct deposits with licensed Australian banks with at least a BBB credit rating. The banks undertake to repay the deposit with associated interest.
    Risk/Return ProfileLow
    Minimum Suggested Time FrameNone
    Benchmark Asset Allocation100% Cash
    Investment Requirements
    Minimum Initial Investment$2,000 (Lump Sum)
    $500 (Regular Savings Plan)
    Minimum Additional Investment$500 per Fund (Lump Sum) or $100 per month per Fund (Regular Savings Plan)
    Regular Savings PlanYes
    Minimum Switch$500 per Fund (subject to minimum balance requirement of $1,000 per Fund)
    Minimum Balance per Fund$1,000 per Fund
    Minimum Withdrawal$500 per Fund (subject to minimum balance requirement of $1,000 per Fund)
    Distributions
    Income distribution frequency Monthly
    Payment optionsDirect credit or reinvestment (reinvestment only if using Regular Savings Plan)
    Fees and Costs
    Establishment feeNil
    Contribution feeNil
    Withdrawal feeNil
    Termination feeNil
    Management costs0.22% p.a.
    Buy / sell spreadsNil

    This is a summary of the key features of the DDH Cash Fund. Please refer to the Product Disclosure Statement before making a decision about this product.

     

  • Unit Prices

    Unit prices are usually calculated daily to reflect changes in accumulated income and market values. Each fund’s assets are revalued in accordance with its constitution. The prices shown below may differ from the actual unit price if you were applying for or redeeming an investment. Your actual unit price will be confirmed following any transactions on your investments.

    Read our Unit Pricing Discretions Policy.

  • Fund Performance

    The above performance figures are net of ongoing fees and expenses and assume all income has been reinvested. They represent past performance and are not indicative of future returns.

    *Inception Date is 01/10/2006.

  • Distributions

    Distributions are the profit earned by the fund which is then paid to investors. Distributions are expressed as cents per unit, for example, if a distribution of 3 cents was paid and you hold 1000 units you will be paid a distribution of $30 (1000 x $0.03). Distributions can include different types of income including; dividends, interest and realised capital gains.

    The unit price of the fund will fall by a corresponding amount when distribution is paid.

    To view the latest distributions for the DDH Managed Funds pleaseĀ click here.

    Distribution tax components

    To view the distribution component information for funds managed by DDH Graham Limited, please click here.

    Please note that these distribution tax components provide general information only and do not take into account your individual taxation or financial objectives, situation or needs. You should not rely on this information for the purposes of completing your income tax returns.

  • Fund Forms

    Application FormApply to invest in a DDH Managed Fund
    Additional Application FormApply to invest additional funds in a DDH Managed Fund
    Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) ChecklistRequired for identification purposes when a new account is opened
    Authorised Representative FormAppoint an authorised representative for your account
    Change of Details FormChange your personal account details
    Regular Savings Plan FormSet up a regular savings plan
    Regular Savings Plan Variation FormTo modify or cancel a Regular Savings plan
    Switching FormSwitch your money between DDH Managed Funds
    Tax File Number Notification FormNotify us of your TFN
    Transfer FormTransfer funds
    Withdrawal FormWithdrawal Form