DDH Fixed Interest Fund

The DDH Fixed Interest Fund’s objective is to exceed the performance of a portfolio of highly rated Australian fixed interest securities by investing in a diversified, medium risk portfolio of Australian and international higher yielding fixed interest securities and derivatives.

Key features:

  • Low to medium risk/return profile
  • Regular reporting and quarterly distributions
  • Low Initial Investment
  • Regular Savings Plan (as low as $100 / month)
  • Fund Facts

    Inception Date03/07/2006
    APIR CodeDDH0006AU
    StatusOpen
    Investment ManagerQIC
    Investment ObjectiveThis Fund aims to achieve an investment return (before fees) of at least 0.8% pa above the AusBond Composite Bond Index over rolling 3 year periods, through underlying investment funds which actively manage a portfolio of fixed interest securities.
    Investment StrategyThis Fund is actively managed using a top-down approach in managing interest rate and credit risk. Risk is reduced by diversifying across a range of fixed interest securities, a spread of maturities and across a wide spread of counterparties. Investments are predominately Australian securities, but may include up to 25% exposure to international securities where QIC believes risk exposure would contribute to achieving the QIC fund’s performance and risk objectives. By adopting this approach QIC aims to achieve returns in excess of the benchmark.
    Risk/Return ProfileLow to Medium
    Minimum Suggested Time Frame3 Years
    Benchmark Asset Allocation
    Asset AllocationMinimum (%)Maximum (%)
    Australian Fixed Interest50100
    International Fixed Interest050
    Investment Requirements
    Minimum Initial Investment$2,000 (Lump Sum)
    $500 (Regular Savings Plan)
    Minimum Additional Investment$500 per Fund (Lump Sum) or $100 per month per Fund (Regular Savings Plan)
    Regular Savings PlanYes
    Minimum Switch$500 per Fund (subject to minimum balance requirement of $1,000 per Fund)
    Minimum Balance per Fund$1,000 per Fund
    Minimum Withdrawal $500 per Fund (subject to minimum balance requirement of $1,000 per Fund)
    Distributions
    Income distribution frequencyQuarterly
    Payment optionsDirect credit or reinvestment (reinvestment only if using Regular Savings Plan)
    Fees and Costs
    Establishment feeNil
    Contribution feeNil
    Withdrawal feeNil
    Termination feeNil
    Management costs0.68% p.a.
    Buy / sell spreads+0.05%/-0.12%

    This is a summary of the key features of the DDH Fixed Interest Fund. Please refer to the Product Disclosure Statement before making a decision about this product.

  • Unit Prices

    Unit prices are usually calculated daily to reflect changes in accumulated income and market values. Each fund’s assets are revalued in accordance with its constitution. The prices shown below may differ from the actual unit price if you were applying for or redeeming an investment. Your actual unit price will be confirmed following any transactions on your investments. 

    Read our Unit Pricing Discretions Policy.

  • Fund Performance

    The above performance figures are net of ongoing fees and expenses and assume all income has been reinvested. They represent past performance and are not indicative of future returns.

    *Inception Date is 03/07/2006.

  • Distributions

    Distributions are the profit earned by the fund which is then paid to investors. Distributions are expressed as cents per unit, for example, if a distribution of 3 cents was paid and you hold 1000 units you will be paid a distribution of $30 (1000 x $0.03). Distributions can include different types of income including; dividends, interest and realised capital gains.

    The unit price of the fund will fall by a corresponding amount when distribution is paid.

    To view the latest distributions for the DDH Managed Funds please click here.

    Distribution tax components

    To view the distribution component information for funds managed by DDH Graham Limited, please click here.

    Please note that these distribution tax components provide general information only and do not take into account your individual taxation or financial objectives, situation or needs. You should not rely on this information for the purposes of completing your income tax returns.

  • Fund Forms

    Application FormApply to invest in a DDH Managed Fund
    Additional Application FormApply to invest additional funds in a DDH Managed Fund
    Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) ChecklistRequired for identification purposes when a new account is opened
    Authorised Representative FormAppoint an authorised representative for your account
    Change of Details FormChange your personal account details
    Regular Savings Plan FormSet up a regular savings plan
    Regular Savings Plan Variation FormTo modify or cancel a Regular Savings plan
    Switching FormSwitch your money between DDH Managed Funds
    Tax File Number Notification FormNotify us of your TFN
    Transfer FormTransfer funds
    Withdrawal FormWithdrawal Form