DDH Conservative Growth Fund

The DDH Conservative Growth Fund aims to achieve an investment return of the Bloomberg AusBond Bank Bill Index plus 1.25% (before fees and taxes) over rolling three year periods by investing in underlying investment funds which primarily invest in a range of listed and unlisted securities across various sectors.

Key features:

  • Exposure to an actively managed portfolio of cash, Australian shares, diversified fixed interest, International shares and property
  • Low to medium risk/return profile
  • Regular reporting and half-yearly distributions
  • Low Initial Investment
  • Regular Savings Plan (as low as $100 / month)
  • Fund Facts

    Inception Date09/03/2002
    APIR CodeQIN0004AU
    Investment ManagerQIC
    Investment ObjectiveThe Fund aims to achieve an investment return of Bloomberg AusBond Bank Bill Index plus 1.25% (before fees and taxes) over rolling three year periods, and to provide relatively stable returns over the medium
    term with the potential for some long-term capital growth, through investment in the Underlying Funds.
    Investment StrategyIn combination, the Underlying Funds allocate the majority of their investments to defensive assets such as fixed interest and cash with the objective of providing the combined portfolio with relatively stable returns. The residual amount of the portfolio is allocated to growth assets, such as listed shares, property and infrastructure securities, to provide the potential for capital growth. For risk management purposes, the option may hedge some of its currency exposure.

    QIC seeks to add value by utilising a dynamic asset allocation (DAA) approach to allocating resources and through a disciplined approach to the selection of the investments held by the Underlying Funds. QIC believes that a well-governed DAA process is a significant improvement from the traditional strategic asset allocation approach. Through DAA, the asset allocation mix of the portfolios is adjusted in response to changing market prices and QIC’s proprietary estimates of fair value. Allocations are managed within pre-approved ranges that allow portfolio risk to be increased or decreased in response to changing economic risks.
    Risk/Return ProfileMedium
    Minimum Suggested Time Frame3 years
    Benchmark Asset Allocation
    Asset AllocationMinimum (%)Maximum (%)
    Global Shares (Australian and international)934
    Global Real Estate
    (See Note 1)
    Global Infrastructure07
    Global Private Equity05
    Other Alternatives
    (see Note 2)
    Global Fixed Interest-727
    Foreign Currency Exposure
    (See Note 3)
    Credit Exposure-727
    Inflation Exposure-718
    Note 1 - Includes listed and unlisted property.
    Note 2 - May include investments in real assets (such as Timber, Commodities, and natural Resources), Alternative Credit, Objectives Based, Special Situations/Other, Insurance Related Securities, Traditional Endowments, Liquid Alternative Strategies and other Alternative Assets.
    Note 3 - Foreign currency exposures can be held rom time to time. When a fully hedged position is targeted due to currency movements the value of urrency is managed as losely as possible to zero, but can be negative for brief periods.
    Investment Requirements
    Minimum Initial Investment$2,000 (Lump Sum)
    $500 (Regular Savings Plan)
    Minimum Additional Investment$500 per Fund (Lump Sum) or $100 per month per Fund (Regular Savings Plan)
    Regular Savings PlanYes
    Minimum Switch$500 per Fund (subject to minimum balance requirement of $500 per Fund)
    Minimum Balance per Fund$500 per Fund
    Minimum Withdrawal$500 per Fund (subject to minimum balance requirement of $500 per Fund)
    Income distribution frequencyHalf-yearly
    Payment optionsDirect credit or reinvestment (reinvestment only if using Regular Savings Plan)
    Fees and Costs
    Establishment feeNil
    Contribution feeNil
    Withdrawal feeNil
    Termination feeNil
    Management costs1.25% p.a. reducing to 0.925% p.a. for amounts greater than $200,000
    Buy / sell spreads +0.10%/-0.10%

    This is a summary of the key features of the DDH Conservative Growth Fund. Please refer to the Product Disclosure Statement before making a decision about this product.

  • Unit Prices

    Unit prices are usually calculated daily to reflect changes in accumulated income and market values. Each fund’s assets are revalued in accordance with its constitution. The prices shown below may differ from the actual unit price if you were applying for or redeeming an investment. Your actual unit price will be confirmed following any transactions on your investments.

    Read our Unit Pricing Discretions Policy.

  • Fund Performance

    The above performance figures are net of ongoing fees and expenses and assume all income has been reinvested. They represent past performance and are not indicative of future returns.

    *Inception Date is 09/03/2002.

  • Distributions

    Distributions are the profit earned by the fund which is then paid to investors. Distributions are expressed as cents per unit, for example, if a distribution of 3 cents was paid and you hold 1000 units you will be paid a distribution of $30 (1000 x $0.03). Distributions can include different types of income including; dividends, interest and realised capital gains.

    The unit price of the fund will fall by a corresponding amount when distribution is paid.

    To view the latest distributions for the DDH Managed Funds please click here.

    Distribution tax components

    To view the distribution component information for funds managed by DDH Graham Limited, please click here.

    Please note that these distribution tax components provide general information only and do not take into account your individual taxation or financial objectives, situation or needs. You should not rely on this information for the purposes of completing your income tax returns.

  • Fund Forms

    Application FormApply to invest in a DDH Managed Fund
    Additional Application FormApply to invest additional funds in a DDH Managed Fund
    Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) ChecklistRequired for identification purposes when a new account is opened
    Authorised Representative FormAppoint an authorised representative for your account
    Change of Details FormChange your personal account details
    Regular Savings Plan FormSet up a regular savings plan
    Regular Savings Plan Variation FormTo modify or cancel a Regular Savings plan
    Switching FormSwitch your money between DDH Managed Funds
    Tax File Number Notification FormNotify us of your TFN
    Transfer FormTransfer funds
    Withdrawal FormWithdrawal Form


  • Disclosure

    5 May 2015

    DDH Conservative Growth Fund PDS Update