DDH Balanced Growth Fund

DDH Balanced Growth Fund aims to achieve an investment return of at least CPI plus 4% (before fees) over rolling five year periods by investing in underlying investment funds which primarily invest in a range of listed and unlisted securities across various sectors.

Key Features

  • Exposure to an actively managed portfolio of Australian shares, International shares, cash, diversified fixed interest, property and alternative investments.
  • Medium to high risk/return profile
  • Regular reporting and half-yearly distributions
  • Low Initial Investment
  • Regular Savings Plan (as low as $100 / month)

 

  • Fund Facts

    Inception Date09/03/2002
    APIR CodeQIN0003AU
    StatusOpen
    Investment ManagerQIC
    Investment ObjectiveThe Fund aims to achieve an investment return of at least CPI plus 4% (before fees) over rolling 5 year periods from investments in cash, fixed interest, property, shares and alternative assets over the medium term, through investment in the Underlying Fund.
    Investment StrategyThe Underlying Fund allocates across growth assets (shares, property and alternative assets including listed infrastructure) and defensive assets (fixed interest and
    cash). For risk management purposes, it may hedge some or all of its currency exposure.

    QIC seeks to add value by utilising a dynamic asset allocation (DAA) approach in the selection of the investments held by the Underlying Fund.

    QIC believes that a well governed DAA process is a significant improvement from the traditional strategic asset allocation approach. Through DAA, the asset allocation mix of the portfolios is adjusted in response to changing market prices and QIC’s proprietary estimates of fair value. Allocations are managed within pre- approved ranges that allow asset allocations to be increased or decreased in response to changing economic risks.
    Risk/Return ProfileMedium to high
    Minimum Suggested Time Frame5 years
    Benchmark Asset Allocation
    Asset AllocationMinimum (%) Maximum (%)
    Cash035
    Diversified Fixed Interest
    (See Note 1)
    1035
    Property515
    Australian Shares2030
    International Shares2030
    Alternative Investments035
    Foreign Currency Exposure
    (See Note 2)
    -250
    Note 1 - Includes Australian and International fixed interest.
    Note 2 - Due to currency movements the value of currency is managed as closely as possible to zero, but can be negative for brief periods
    Investment Requirements
    Minimum Initial Investment $2,000 (Lump Sum)
    $500 (Regular Savings Plan)
    Minimum Additional Investment$500 per Fund (Lump Sum) or $100 per month per Fund (Regular Savings Plan)
    Regular Savings PlanYes
    Minimum Switch$500 per Fund (subject to minimum balance requirement of $1,000 per Fund)
    Minimum Balance per Fund$1,000 per Fund
    Minimum Withdrawal$500 per Fund (subject to minimum balance requirement of $1,000 per Fund)
    Distributions
    Income distribution frequencyHalf-yearly
    Payment optionsDirect credit or reinvestment (reinvestment only if using Regular Savings Plan)
    Fees and Costs
    Establishment feeNil
    Contribution fee0% to 3.3% (as agreed with your financial adviser)
    Withdrawal feeNil
    Termination feeNil
    Management costs1.45% p.a. reducing to 1.075% p.a. for amounts greater than $200,000
    Buy / sell spreads+0.12%/-0.11%

    This is a summary of the key features of the DDH Balanced Growth Fund. Please refer to the Product Disclosure Statement before making a decision about this product.

  • Unit Prices

    Unit prices are usually calculated daily to reflect changes in accumulated income and market values. Each fund’s assets are revalued in accordance with its constitution. The prices shown below may differ from the actual unit price if you were applying for or redeeming an investment. Your actual unit price will be confirmed following any transactions on your investments.

    Read our Unit Pricing Discretions Policy.

  • Fund Performance

    The above performance figures are net of ongoing fees and expenses and assume all income has been reinvested. They represent past performance and are not indicative of future returns.

    *Inception Date is 09/03/2002.

     

  • Distributions

    Distributions are the profit earned by the fund which is then paid to investors. Distributions are expressed as cents per unit, for example, if a distribution of 3 cents was paid and you hold 1000 units you will be paid a distribution of $30 (1000 x $0.03). Distributions can include different types of income including; dividends, interest and realised capital gains.

    The unit price of the fund will fall by a corresponding amount when distribution is paid.

    To view the latest distributions for the DDH Managed Funds please click here.

    Distribution tax components

    To view the distribution component information for funds managed by DDH Graham Limited, please click here.

    Please note that these distribution tax components provide general information only and do not take into account your individual taxation or financial objectives, situation or needs. You should not rely on this information for the purposes of completing your income tax returns.

  • Fund Forms

    Application FormApply to invest in a DDH Managed Fund
    Additional Application FormApply to invest additional funds in a DDH Managed Fund
    Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) ChecklistRequired for identification purposes when a new account is opened
    Authorised Representative FormAppoint an authorised representative for your account
    Change of Details FormChange your personal account details
    Regular Savings Plan FormSet up a regular savings plan
    Regular Savings Plan Variation FormTo modify or cancel a Regular Savings plan
    Switching FormSwitch your money between DDH Managed Funds
    Tax File Number Notification FormNotify us of your TFN
    Transfer FormTransfer funds
    Withdrawal FormWithdrawal Form